With a thoughtful, proactive, and detailed insurance plan (as part of a comprehensive financial plan), you may find yourself with more options than you would have had without insurance.
Ask about our Term, Whole and Indexed Universal Life options to see what would be best for your future goals. As a fiduciary, we have the responsibility to look out for your best interest. This may also involve coming up with a financial plan for investments that protect and grow your assets safely. These may include Fixed-Indexed Annuities, 403b’s and Roth and Traditional IRA accounts. If you want guaranteed income that still has great growth we can assist!
Medicare can be one of the most complex subjects in life especially as you approach the tender age of 65. This is our specialty! We help people of all sorts achieve financial stability by: making sure to do an actual "wants" versus "needs" assessment. Our expert counsel can also help you to avoid consistent jumps in the cost of coverage by using strategies to minimize your exposure to Medicare’s pain points. We also assist with the application for any subsidies to help with the cost of your prescription drugs.
The HMA option isn’t limited to just those who are Medicare eligible, it also works for under sixty-five. It is a fantastic option for families and business owners alike, with no underwriting. HMRA can provide unique tax benefits to corporations if used for employees. Also, it covers services that traditional health insurance does not cover, such as Lasik, plastic surgery, and many other health services that are not deemed medically necessary.
What Medicare/Health services can we provide?
Prescription Drug Plans
Short-Term Recovery Care
Home Health Care
Health Matching Accounts (HMA)
The Pet HMA is a great substitute for Pet insurance.
It is guarantee issue; PHMA requires no upfront underwriting and will also allow you to cover every pet in your household. No concern over pre-existing conditions.
Flexible monthly payment plans that have paid pet benefits.
We credit $2 or more dollars for every $1 you put in!!
Ability to track benefit level with guaranteed account growth.
Easy to use Visa card to handle all medical claims for all of your pets!!
Once target balance is met, payment is slashed to only include maintenance cost!
Bye Bye to ridiculous out-of-pocket expenses!